As platforms, fintechs, and enterprises embed financial services into their customer journeys, institutions must expose banking capabilities without compromising control, compliance, or stability. Traditional core systems are not designed for rapid partner enablement, leading to slow integrations and elevated risk. Modern BaaS requires a composable, API-first approach with intelligence embedded by design.
Expose secure, scalable banking APIs to partners, platforms, and ecosystems.
Apply consistent risk, pricing, and compliance logic across all partner transactions.
Rapidly configure banking products and partner offerings without core changes.
Automate onboarding, monitoring, servicing, and exception handling for partners.
Embed regulatory controls, auditability, and access management by design.
Core capabilities that power intelligent automation, seamless integration, and scalable performance across the entire ecosystem.
Focused execution and intelligent automation deliver measurable improvements across the lending lifecycle, creating clear and sustained business impact.
Engagement models designed to offer flexibility, transparency, and control.
scalable embedded banking services.
across partner transactions and compliance.
over risk, access, and governance.
growing banking ecosystems confidently.
Key engagements that showcase innovation, efficiency, and real business results.
API-led BaaS launch enabled rapid partner onboarding without core disruption.
Embedded banking capabilities accelerated product expansion and monetization.
Governed BaaS architecture supported multi-partner scale with compliance control.
Insights and perspectives that shape industry thinking and inspire state-of-the-art digital transformation.
Zoral’s Banking as a Service (BaaS) solution uses Olympus fOS to help institutions expose banking capabilities securely to partners and platforms without destabilizing the core. It enables configurable product and policy logic, consistent decisioning, and automated partner onboarding and servicing workflows. With an API-first integration approach, BaaS supports scalable ecosystem expansion while maintaining auditability, access controls, and compliance discipline. The result is faster partner launches, reduced integration effort, stronger oversight across embedded journeys, and a future-ready foundation for platform-led growth.
