Legacy core banking systems limit agility, slow product innovation, and increase operational risk. As customer expectations, regulatory demands, and competitive pressures intensify, Zoral Core Banking Modernization provides financial institutions with a core platform that can evolve continuously without large-scale replacement cycles.
Decouples product innovation from core constraints, enabling rapid configuration and launch.
Moves business logic and workflows outside the core for agility and control.
Connects legacy cores, digital channels, and third-party systems seamlessly.
Provides a real-time, governed data layer to support intelligent banking operations.
Ensures regulatory compliance, auditability, and enterprise-grade security by design.
Core capabilities that power intelligent automation, seamless integration, and scalable performance across the entire ecosystem.
Focused execution and intelligent automation deliver measurable improvements across the lending lifecycle, creating clear and sustained business impact.
Engagement models designed to offer flexibility, transparency, and control.
non-disruptive core banking modernization.
products, workflows, and integrations.
core logic, governance, and security.
modernization without full core replacement.
Key engagements that showcase innovation, efficiency, and real business results.
Progressive core decoupling enabled faster digital product launches without system disruption.
Composable architecture reduced time-to-market while maintaining regulatory compliance.
Core-adjacent automation improved operational efficiency and customer experience.
Insights and perspectives that shape industry thinking and inspire state-of-the-art digital transformation.
Zoral’s Core Banking Modernization solution helps banks move beyond rigid legacy cores through a progressive, composable approach powered by Olympus fOS. Instead of a high-risk rip-and-replace, Olympus fOS decouples products, workflows, and decisioning from legacy constraints, allowing modernization in controlled phases. With an API-first, event-driven architecture and low-code configuration, teams can launch and evolve services faster, integrate seamlessly with existing ecosystems, and scale securely across channels. Real-time data and intelligent automation improve operational efficiency and customer experience while preserving governance, auditability, and regulatory confidence. The result is a future-ready core foundation that enables continuous innovation without destabilizing day-to-day operations.