Zoral Logo
Zoral
Zoral

Digital Banking

Deliver Unified Digital Banking Across Experience Channels

Today’s customers expect seamless, secure, and personalized digital banking experiences across every channel. Zoral Digital Banking solutions combine the capabilities of Olympus fOS with the expertise of Atelier Consulting Services to deliver unified digital channels for onboarding, servicing, payments, and engagement — ensuring banks remain relevant, resilient, and customer-first.

How Zoral Digital Banking Delivers Value

Prism CX

Creates omnichannel journeys across mobile, web, and branch.

Maestro

Orchestrates onboarding, servicing, and payment workflows.

Hyperion DE

Embeds decisioning into journeys for instant responses.

Scribe

Automates IDP and KYC in digital onboarding.

Pulse & Atlas DB

Enrich experiences with real-time behavioral and transactional insights.

Apollo AI

Powers personalization and campaign optimization.

Bridge

Integrates with cores, payment rails, and third-party apps.

Athena

Links digital banking KPIs with growth, retention, and compliance.

Core Capabilities

Core capabilities that power intelligent automation, seamless integration, and scalable performance across the entire ecosystem.

  • Seamless customer onboarding with eKYC and biometric validation.
  • Multi-factor authentication and secure digital ID integration.

Zoral

Outcomes We Drive

Focused execution and intelligent automation deliver measurable improvements across the lending lifecycle, creating clear and sustained business impact.

Improved digital adoption with seamless, omnichannel journeys.
Reduced drop-offs through faster onboarding and authentication.
Higher revenue per customer from personalized cross-sell and up-sell offers.
Lower servicing costs with automation-led self-service.
Enhanced retention with loyalty-driven engagement.

Engagement Models

Engagement models designed to offer flexibility, transparency, and control.

End-to-End Digital Banking Transformation

across all channels.

Onboarding & Authentication Advisory

for compliance-ready digital journeys.

Payments & Cards Digitization

to modernize customer access and servicing.

CX Redesign

with Prism CX journeys.

Zoral

Case Highlights

Key engagements that showcase innovation, efficiency, and real business results.

Tier-1 Bank

Launched mobile-first onboarding using Scribe and Maestro; reduced customer drop-offs by 50%.

Regional Bank

Deployed Hyperion DE for payment dispute resolution; reduced resolution times by 65%.

Digital-First Bank

Leveraged Pulse and Apollo AI to power personalization; increased engagement and product uptake by 38%.

Thought Leadership

Insights and perspectives that shape industry thinking and inspire state-of-the-art digital transformation.

Zoral

Deliver Seamless, Secure, and Personalized Digital Banking

Zoral Digital Banking solutions combine Olympus fOS capabilities with consulting expertise to help institutions unify channels, optimize servicing, and create profitable digital-first experiences.

Contact Us