Zoral supports remittance providers and payment processors with advanced AI-enabled technologies, adaptive infrastructure, and data-driven automation—enabling seamless cross-border transfers, intelligent fraud prevention, and agile compliance across global corridors. We partner with disruptors and incumbents to modernize legacy systems, accelerate product innovation, and unlock new business models in the fast-evolving world of money movement.
Remittance and payment providers face high expectations for real-time performance, cost-efficiency, and regulatory compliance across a fragmented global landscape. Emerging use cases, evolving customer demands, and increased competition from fintechs are reshaping the way remittance and payments services are designed and delivered.
High operating costs due to manual onboarding, compliance, and reconciliation
Fragmented systems across corridors and partners, resulting in poor visibility and coordination
Complex, evolving regulatory requirements around AML, KYC, and transaction monitoring
Difficulty in delivering personalized user experiences across diverse customer bases
Zoral helps remittance and payments providers move faster, smarter, and more securely. Our platform-centric, AI-native approach combines deep domain expertise with pre-built orchestration, decisioning, and analytics capabilities. We enable institutions to build intelligent money movement ecosystems—connecting core systems, APIs, third-party rails, and digital channels for end-to-end performance, transparency, and adaptability.
Enables configurable, real-time decisions for onboarding, routing, and AML checks
Automates and governs multi-step processes across compliance, support, and partner operations
Monitors key metrics, flagging anomalies in volumes, channels, and corridor performance
Extracts data from KYC documents for rapid onboarding and verification
Trains and deploys custom fraud models or customer segmentation models with ease
Seamlessly integrates to payment rails, FX partners, and third-party compliance tools
Zoral helped us reduce onboarding time by over 60% while expanding to three new corridors in under six months.
Head of Digital Channels
Regional Remittance Provider
Their fraud detection models adapted rapidly to corridor-specific risks. False positives dropped, while audit flags became sharper.
Chief Compliance Officer
Global Payments Fintech
With Zoral, we finally have real-time visibility into our payment flows, agent activity, and SLA compliance—across all regions.
Director of Operations
MTO
