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Zoral Athena

Turn Strategy into Results with an Outcomes-Driven Business Layer

Many institutions struggle to tie technology spend to real outcomes. Zoral Athena delivers an orchestration layer that turns strategy into measurable results by connecting decisions, processes, and performance metrics.

Outcome Highlights

Direct Linkage

of technology initiatives to growth, profitability, and resilience

Faster ROI

by aligning transformation programs with measurable KPIs

De-Risked Strategy

Execution with scenario modeling and impact forecasting

Continuous Optimization

of business portfolios and outcomes

Executive-level

visibility into performance, bottlenecks, and opportunities

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Core Features

Focused set of capabilities designed to deliver reliable performance, accelerate delivery, and support complex business needs across the entire lifecycle.

Business outcomes modeling with KPI alignments
Scenario simulation for risk, cost, and revenue impactss
Dashboards linking product, process, and portfolio performances
Integration with decisioning, automation, and data platformss
Portfolio optimization tools with champion–challenger testings
Governance frameworks ensuring accountability and transparencys

Use Cases

Industry scenarios highlight how the solution adapts to diverse needs and consistently drives meaningful improvements.

Linking lending automation programs to profitability metrics

Forecasting the impact of new product launches on revenue and risk

Monitoring operational efficiency across digital channels

Optimizing collections outcomes by balancing recovery and customer experience

Providing executives with a single view of technology ROI

Case Studies

Commercial Bank

Challenge

Transformation programs were siloed with unclear ROI.

Solution

Deployed Athena to align digital initiatives with business outcomes.

28%

faster program ROI realization

Clearer insights

with executive dashboards illustrating business outcomes from digital initiatives

81%

more effective resource allocation

Global Lender

Challenge

Inability to forecast the impact of new product portfolios.

Solution

Used Athena’s scenario modeling for portfolio planning.

15%

Reduced risk exposure

Improved

decision confidence

Enabled

product launches.

Thought Leadership

Insights and perspectives that shape industry thinking and inspire state-of-the-art digital transformation.

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Align Technology with Strategy to Deliver Results with Zoral Athena.

Zoral Athena ensures every transformation, product launch, and operational change is tied to measurable business outcomes — giving leaders the confidence to act with speed and precision.

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