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Zoral Pulse

Unlock Real-Time Insights with a Purpose-Built Data Warehouse

Conventional data warehouses struggle with real-time behavioral data. Zoral Pulse delivers a behavioral warehouse that captures and activates customer interactions instantly to support risk, personalization, fraud detection, and next-best actions.

Outcome Highlights

360° View

360° customer behavior view across channels, products, and transaction

Signal Capture

for fraud detection, underwriting, and personalization

Improved Decision

Improved decision accuracy with enriched behavioral data

AI-Ready Pipelines

for faster model training and deployment 

Lower Compliance

risk with governed BFSI semantic models and lineage

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Core Features

Focused set of capabilities designed to deliver reliable performance, accelerate delivery, and support complex business needs across the entire lifecycle.

High-throughput, low-latency behavioral data captures
Time-series storage optimized for financial signalss
Semantic BFSI data models with governance and audits
Streaming APIs for real-time decision engines and workflowss
Multi-format query access (SQL, GraphQL, APIs)s
Native integration with Zoral Atlas DB and Hyperion DEs

Use Cases

Industry scenarios highlight how the solution adapts to diverse needs and consistently drives meaningful improvements.

Feeding real-time fraud detection models with behavioral signals

Building unified behavioral profiles for lending and collections

Enabling dynamic pricing and cross-sell offers in digital banking

Powering customer journey analytics for CX optimization

Supporting regulatory reporting with governed behavioral datasets

Enhancing underwriting with cashflow and transaction patterns

Case Studies

Global Card Issuer

Challenge

Legacy systems couldn’t capture customer behavior fast enough to prevent fraud.

Solution

Deployed Pulse to feed behavioral signals into fraud detection engines.

83%

faster fraud detection

30%

reduced losses

SME Digital Lender

Challenge

Incomplete borrower data led to inaccurate risk scoring.

Solution

Integrated Pulse with underwriting workflows to capture cashflow signals.

22%

improvement in approval accuracy

15%

reduction in defaults.

Thought Leadership

Insights and perspectives that shape industry thinking and inspire state-of-the-art digital transformation.

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Harness the Power of Behavioral Data with Zoral Pulse

Zoral Pulse helps financial institutions capture and activate behavioral signals in real time — fueling smarter models, faster personalization, and stronger risk management.

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