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Zoral
Zoral

Remittance

From fragmented transfers to intelligent, real-time cross-border movement

Remittance services demand speed, transparency, and trust across borders, currencies, and regulatory regimes. Legacy remittance systems are often fragmented, slow, and costly, creating friction for customers while increasing compliance and operational risk for institutions. Modern remittance requires intelligence embedded into every step of the transaction lifecycle.

How Zoral Remittance Delivers Value

Decision Engine & Compliance Orchestration

Applies real-time AML, sanctions, and risk checks across remittance transactions.

Workflow Orchestration & Automation

Digitizes initiation, validation, settlement, and exception handling processes.

Unified Integration Layer

Connects payment rails, correspondent banks, FX providers, and digital channels.

Predictive Analytics & Risk Intelligence

Identifies anomalous behavior, delays, and potential compliance risks early.

Governance & Audit Framework

Ensures full traceability, transparency, and regulatory reporting readiness.

Core Capabilities

Core capabilities that power intelligent automation, seamless integration, and scalable performance across the entire ecosystem.

  • Enable faster transaction execution across domestic and cross-border corridors.

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Outcomes We Drive

Focused execution and intelligent automation deliver measurable improvements across the lending lifecycle, creating clear and sustained business impact.

Faster remittance processing and settlement
Improved customer transparency and trust
Reduced compliance and operational risk
Lower exception and failure rates
Scalable cross-border payment operations
Strong regulatory and audit confidence

Engagement Models

Engagement models designed to offer flexibility, transparency, and control.

Flexible models enable real-time

cross-border remittance operations.

Transparent workflows improve

visibility across transfers and compliance.

Institutions retain control

over risk, routing, and governance.

Scalable engagement supports

growing remittance volumes efficiently.

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Case Highlights

Key engagements that showcase innovation, efficiency, and real business results.

Retail Bank | APAC

Workflow automation reduced remittance turnaround times and operational overhead.

Digital Payments Provider | Europe

AI-driven compliance screening improved transaction speed without increasing risk.

Remittance Platform | MEA

Dynamic routing and FX optimization reduced transaction failures and cost.

Thought Leadership

Insights and perspectives that shape industry thinking and inspire state-of-the-art digital transformation.

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Faster cross-border transfers, built with compliance by design

Zoral’s Remittance solution uses Olympus fOS to modernize remittance operations end to end, delivering faster processing, better transparency, and stronger control across corridors and channels. It orchestrates the full transaction lifecycle from initiation to settlement, automating validations, routing, and exception handling to reduce delays and operational friction. Real-time decisioning embeds risk and compliance controls into the flow, helping teams enforce policies consistently while maintaining clear audit trails. With an integration-first approach, the solution connects payment rails, partners, and internal systems to scale volume without bottlenecks. The result is quicker settlements, fewer failed transactions, lower operational cost, and a more trusted remittance experience for customers.

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