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Zoral Hyperion DE

Accelerate Lending and Risk Decisions with an AI Engine

Zoral Hyperion DE is a high-speed, adaptive engine that runs rules, scores, and models instantly — enabling faster pricing, approvals, collections, and next-best actions with full transparency and control.

Outcome Highlights

98%

Faster loan and credit approvals through smart workflows.

60%

Boost customer conversion with adaptive pricing models.

30%

Lower losses and increase volumes with automated underwriting.

Auditability

Lower cost-to-launch for AI-driven financial products

Deployment

of new products without re-coding

Zoral

Core Features

Focused set of capabilities designed to deliver reliable performance, accelerate delivery, and support complex business needs across the entire lifecycle.

High-speed decisioning engine with millisecond response times s
Visual authoring of rules, policies, and strategies for business users s
Seamless integration with AI/ML models, scorecards, and data streams s
Simulation and testing tools to optimize decisions before deployment s
Champion-challenger capability for continuous improvement s
Complete audit trails, rollback, and version control s

Use Cases

Industry scenarios highlight how the solution adapts to diverse needs and consistently drives meaningful improvements.

Credit and lending approvals for retail, SME, and mortgage products

Dynamic pricing for loans, deposits, and credit cards

Real-time fraud detection and risk-based transaction scoring

Customer lifecycle optimization (onboarding, cross-sell, retention)

Collections treatments and next-best action orchestration

Case Studies

Regional Retail Bank

Challenge

Manual credit approvals causing delays and customer churn.

Solution

Implemented Hyperion DE for instant approvals.

98%

faster decision times

45%

Increase in customer satisfaction

25%

Growth in loan volumes

Global Consumer Finance Company

Challenge

Static pricing and rigid policy rules limiting competitiveness.

Solution

Adopted Hyperion DE for adaptive pricing and rule simulation.

18%

increase in approvals without higher risk exposure

$40M

Additional annual revenue

Thought Leadership

Insights and perspectives that shape industry thinking and inspire state-of-the-art digital transformation.

Zoral

Achieve Smarter Decisions. Faster Results. 

Zoral Hyperion DE gives financial institutions the speed, intelligence, and governance to make every decision count.

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